Did you know that MassHealth can place a lien on your home if you or your spouse requires long-term care?
People often learn this the hard way when they need help paying the high cost of nursing care for a loved one and apply for MassHealth benefits. Because they may not have much money in the bank they figure they can qualify right away, but they overlook their single largest asset—their home.
Some people have even managed to pay off their mortgage after years of effort. Now, instead of leaving that legacy to their loved ones they are forced to pay over their home’s equity to the nursing home.
However, this doesn’t have to happen to your family. By planning ahead now, you can fully protect your home from long-term care costs using legal estate planning techniques. But to become fully protected, you have to act now—not down the road when you or your spouse needs medical care.
The Heritage Law Center is focused on helping Massachusetts seniors protect what they’ve worked a lifetime to achieve from the burden of long-term care costs. Call us today for your free consultation.