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Medicaid Forces Insurance Spend Down

When speaking with groups about Medicaid (MassHealth) planning, I often get asked about life insurance policies and how they will be treated when applying for MassHealth benefits. Many people simply

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Bad News for Long-Term Care Insurance

Genworth Financial, the nation’s largest seller of long-term care insurance, is engaged in an “intense, very broad, and deep review of all aspects of our long-term care insurance business,” President

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Important MassHealth Numbers for 2013

MassHealth Asset Limits To qualify for MassHealth (Medicaid in Massachusetts) for long-term care coverage the applicant can only have $2,000 in their name. The ‘community spouse,’ the healthy spouse still

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